Post-Quantum Cryptography: Implications for Banking, Critical Infrastructure, and the European Digital Ecosystem — A Practitioner’s Analysis
Abstract The finalization of the NIST post-quantum cryptography standards (FIPS 203, 204, 205) in August 2024, followed by the selection of HQC as a fifth algorithm in March 2025, marks the beginning of a fundamental transformation in the global cryptographic landscape. This article provides a comprehensive practitioner’s analysis of what this transition means for three
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